DirectMyLoan

Your mortgage application, made simple

Apply for Your Mortgage

Whether you're refinancing, pulling cash out, or buying your next home — most people finish in about five minutes. Already talked to us? Use the personal link we texted you and everything we know is filled in for you.

As you go, we pull up what we already have on file and update it with your real numbers — no hard credit pull, no impact to your credit score — so this takes minutes, not hours.

Fast & Secure

Six simple steps over an encrypted (TLS) connection — no SSN required to apply

Auto-Save

Your progress is saved automatically — leave and pick up where you left off

A Real Person Has Your Back

A dedicated loan officer reviews your application and calls you to go over everything

What to Expect

1

Your Goal

Refinance, cash-out, or purchase

2

Your Home

Address and property details

3

About You

Contact info and co-borrower

4

Income & Assets

Work, income, and savings

5

Required Questions

Standard yes/no loan questions

6

Review & Submit

Meet your loan officer, authorize, done

Questions? Your loan officer is a call or text away at (949) 868-6704.